1 |
Self Employment Loan - 1 |
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Maximum loan amount - Rs. 20 lakhs
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Interest rate- 6%
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Repayment period - 60 months
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Age limit - 18 – 55
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Annual income - Below Rs. 98,000 in rural areas and Rs. 1,20,000 in urban areas
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2 |
Self Employment Loan - 2 |
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Maximum loan amount - Rs. 30 lakhs
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Interest rate
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Repayment period - 60 months
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Age limit - 18 – 55
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Annual income - Below Rs. 8,00,000
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3 |
Education Loan - 1 |
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Maximum loan amount
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To Study In India - Rs. 15 lakhs @ Rs.3,00,000 per annum.
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To Study Abroad - Rs. 20 lakhs @ Rs.4,00,000 per annum.
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Interest rate - 3%
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Repayment period - 60 months
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Age limit - 16 – 32
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Annual income - Below Rs. 98,000 in rural areas and Rs. 1,20,000 in urban areas
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4 |
Education Loan - 2 |
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Maximum loan amount
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To Study In India - Rs. 20 lakhs @ Rs.4,00,000 per annum.
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To Study Abroad - Rs. 30 lakhs @ Rs.6,00,000 per annum.
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Interest rate
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Repayment period - 60 months
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Age limit - 16 – 32
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Annual income - Below Rs. 8,00,000
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5 |
Micro-Credit Schemes (Through CDS / NGO) |
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The Maximum Amount (CDS / NGO) : Rs. 50,00,000/-
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Rate of Interest to CDS / NGOs : 3%
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Rate of Interest to the Beneficiary of SHG : 5%
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Repayment period - 36 months
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