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Schemes for the Welfare of Minority Communities
NMDFC SCHEMES
 
1 Self Employment Loan - 1
 
  • Maximum loan amount - Rs. 15 lakhs
  • Interest rate- 6%
  • Repayment period - 60 months
  • Age limit - 18 – 55
  • Annual income - Below Rs. 81,000 in rural areas and Rs. 10,3000 in urban areas
2 Self Employment Loan - 2
 
  • Maximum loan amount - Rs. 20 lakhs
  • Interest rate
    • Male - 8%
    • Female - 6%
  • Repayment period - 60 months
  • Age limit - 18 – 55
  • Annual income - Below Rs. 6,00,000
3 Education Loan - 1
 
  • Maximum loan amount
    • To Study In Kerala - Rs. 7.5 lakhs @ Rs.1,50,000 per annum.
    • To Study In Other States - Rs. 10 lakhs @ Rs.2,00,000 per annum.
    • To Study Abrode - Rs. 20 lakhs @ Rs.4,00,000 per annum.
  • Interest rate - 3%
  • Repayment period - 60 months
  • Age limit - 16 – 32
  • Annual income - Below Rs. 81,000 in rural areas and Rs. 1,03,000 in urban areas
4 Education Loan - 2
 
  • Maximum loan amount
    • To Study In India - Rs. 20 lakhs @ Rs.4,00,000 per annum.
    • To Study Abroad - Rs. 30 lakhs @ Rs.6,00,000 per annum.
  • Interest rate
    • Male - 8%
    • Female - 5%
  • Repayment period - 60 months
  • Age limit - 16 – 32
  • Annual income - Below Rs. 6,00,000
5 Micro-Credit Schemes (Through CDS / NGO)
 
  • The Maximum Amount (CDS / NGO) : Rs. 25,00,000/-
  • Rate of Interest to CDS / NGOs : 2%
  • Rate of Interest to the Beneficiary of SHG : 7%
  • Repayment period - 36 months
Administration Activities Schemes Target Groups Organisation
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The Kerala State backward Classes Development Corporation Ltd.
(A Government of Kerala undertaking)
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