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Own Fund Schemes
Apart from the schemes of the National Corporations, KSBCDC is implementing other welfare schemes also for Minority and Other Backward Communities utilizing its own fund.
 
1 Marriage Assistance Scheme
 
  • Maximum loan amount - Rs. 1.50 Lakhs
  • Interest rate - 6%
  • Repayment period - 72 months
  • Age limit - 18 – 60
  • Annual income - Below Rs 1,03,000
2 Loan for seeking Employment Abroad
 
  • Maximum loan amount - Rs 1 Lakhs
  • Interest rate - 8 %
  • Repayment period - 60 months
  • Age limit - 18 – 55
  • Annual income - Below Rs 1,03,000
3 Self-employment loan
 
  • Maximum loan amount - Rs.1 Lakhs
  • Interest rate
    • Upto 5 lakhs - 6%
    • Above 5 lakhs - 8%
  • Repayment period - 60 months
  • Age limit - 18 – 55
  • Annual income - Below Rs. 1,03,000
4 Suvarnashree (Multi-purpose loan)
 
  • Maximum loan amount - Rs. 2 Lakhs
  • Interest rate - 9%
  • Repayment period - 60 months
  • Age limit - 18 – 55
  • Annual income - Below Rs. 1,03,000
5 Working Capital Loan
 
  • Maximum loan amount - Rs. 2 Lakhs
  • Interest rate - 7%
  • Repayment period - 60 months
  • Age limit - 18 – 55
  • Annual income - Below Rs. 1,03,000
6 Business Development Loan
 
  • Maximum loan amount - Rs. 3 Lakhs
  • Interest rate - 9%
  • Repayment period - 72 months
  • Age limit - 18 – 60
  • Annual income - Below Rs. 1,03,000
7 Vidhyashree Loan
 
  • Maximum loan amount - Rs. 2 Lakhs
  • Interest rate - 6%
  • Repayment period - 60 months
  • Age limit - 18 – 32
  • Annual income - Below Rs. 1,03,000
8 Consumer Durable Loan
 
  • Maximum loan amount - Rs. 2 Lakhs
  • Interest rate - 10%
  • Repayment period - 60 months
  • Age limit - 18 – 60
  • Annual income - Below Rs. 6 Lakhs
9 Vehicle Loans
 
  • Maximum loan amount - Rs. 5 Lakhs
  • Interest rate - 10%
  • Repayment period - 84 months
  • Age limit - 18 – 60
  • Annual income - Below Rs. 6 Lakhs
10 Swastha Griha (House Maintenance) Loan
 
  • Maximum loan amount - Rs. 3 Lakhs
  • Interest rate - 10.5%
  • Repayment period - 84 months
  • Age limit - 18 – 60
  • Annual income - Below Rs. 6 Lakhs
11 Personal Loan
 
  • Maximum loan amount - Rs. 3 Lakhs
  • Interest rate - 11%
  • Repayment period - 72 months
  • Age limit - 18 – 55
  • Annual income - Below Rs. 6 Lakhs
   
Administration Activities Schemes Target Groups Organisation
© 2011- ksbcdc.com
The Kerala State backward Classes Development Corporation Ltd.
(A Government of Kerala undertaking)
Registered Office
II Floor, T.C. No:27/588 (7) & (8)
Pattoor, Vanchiyoor P.O.
Thiruvananthapuram - 695 035
Ph: 0471 2577539
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