KSBCDC Schemes

 

Apart from the schemes of the National Corporations, KSBCDC is implementing other welfare schemes also for Minority and Other Backward Communities utilizing its own fund.

1 Marriage Assistance Scheme
  • Maximum loan amount - Rs. 2 Lakhs
  • Interest rate - 6%
  • Repayment period - 72 months
  • Age limit - 18 – 60
  • Annual income - Below Rs 3,00,000
2 Self-employment loan
  • Maximum loan amount - Rs.10 Lakhs
  • Interest rate
    • Upto 5 lakhs - 6%
    • Above 5 lakhs - 8%
  • Repayment period - 60 months
  • Age limit - 18 – 55
  • Annual income - Below Rs. 3,00,000
3 Suvarnashree (Multi-purpose loan)
  • Maximum loan amount - Rs. 3 Lakhs
  • Interest rate - 9%
  • Repayment period - 72 months
  • Age limit - 18 – 55
  • Annual income - Below Rs. 3,00,000
4 Working Capital Loan
  • Maximum loan amount - Rs. 3 Lakhs
  • Interest rate - 8%
  • Repayment period - 60 months
  • Age limit - 18 – 55
  • Annual income - Below Rs. 3,00,000
5 Business Development Loan
  • Maximum loan amount - Rs. 5 Lakhs
  • Interest rate - 9%
  • Repayment period - 72 months
  • Age limit - 18 – 60
  • Annual income - Below Rs. 8,00,000
6 Vidhyashree Loan
  • Maximum loan amount - Rs. 2 Lakhs
  • Interest rate - 6%
  • Repayment period - 60 months
  • Age limit - 18 – 32
  • Annual income - Below Rs. 3,00,000
7 Vehicle Loans
  • Maximum loan amount - Rs. 6 Lakhs
  • Interest rate - 9%
  • Repayment period - 84 months
  • Age limit - 18 – 60
  • Annual income - Below Rs. 8,00,000
8 Swastha Griha (House Maintenance) Loan
  • Maximum loan amount - Rs. 5 Lakhs
  • Interest rate - 10%
  • Repayment period - 72 months
  • Age limit - 18 – 60
  • Annual income - Below Rs. 8,00,000
9 Personal Loan
  • Maximum loan amount - Rs. 5 Lakhs
  • Interest rate - 11%
  • Repayment period - 72 months
  • Age limit - 18 – 55
  • Annual income - Below Rs. 8,00,000
10 Ente Veedu - Housing Scheme
  • Maximum loan amount - Rs. 5 Lakhs
  • Interest rate - 7.5%
  • Repayment period - 180 months
  • Age limit - 18 – 55
  • Annual income - Below Rs. 1,20,000
11 Ente Veedu - Housing Scheme (Credit Line - 2)
  • Maximum loan amount - Rs. 10 Lakhs
  • Interest rate - 8%
  • Repayment period - 180 months
  • Age limit - 18 – 55
  • Annual income - Below Rs. 3,00,000
12 Ashwasa Kiranam
  • Maximum loan amount - Rs. 2 Lakhs
  • Interest rate - 8%
  • Repayment period - 60 months
  • Age limit - 18 – 65
  • Annual income - Below Rs. 1,20,000

 

Contact Us

KSBCDC
Registered Office
II Floor, T.C. No:27/588 (7) & (8)
Pattoor, Vanchiyoor P.O.
Thiruvananthapuram - 695 035
Ph: 0471 2577539, 0471 2577540
E mail : ksbcdc@gmail.com