What is Kerala State Backward Classes Development Corporation (KSBCDC) ?
Kerala State Backward Classes Development Corporation Ltd. (KSBCDC) is a Government of Kerala undertaking established on 28 February 1995. Its […]
Which national agencies does KSBCDC work with ?
KSBCDC works with the following national agencies: NBCFDC: Promotes economic empowerment of Backward Classes below Double the Poverty Line (DPL). […]
What types of loan schemes are offered by KSBCDC ?
KSBCDC provides loans under the following categories: Self-Employment Loan Schemes (including women, startups, and return emigrants) Education Loan Schemes (India […]
Who is eligible for Self-Employment Loans ?
Eligibility depends on the funding agency: NBCFDC: Backward Classes with annual family income below ₹3.00 lakh. NMDFC: Notified Minority communities […]
What is the maximum loan amount for self-employment ?
NBCFDC: Up to ₹25.00 lakh NMDFC: Credit Line 1: Up to ₹20.00 lakh Credit Line 2: Up to ₹30.00 lakh […]
Is subsidy available for self-employment loans ?
Yes, certain schemes provide subsidies : Start-Up Scheme for OBCs: 20% of loan amount (maximum ₹2.00 lakh) from Backward Classes […]
Who is eligible for education loans ?
Eligibility is based on community, income, and academic merit : NBCFDC: OBC students with family income below ₹3.00 lakh. NMDFC: […]
Are education loans available for studies abroad ?
Yes. Education loans are available for foreign studies with higher limits: NBCFDC: Up to ₹25.00 lakh NMDFC (Credit Line 2): […]
When does education loan repayment start ?
Repayment starts after the moratorium period, which is : Six months after course completion or employment, whichever is earlier. For […]
How can I apply for a loan ?
Applicants must collect the prescribed application form from the nearest KSBCDC office and submit it with required documents such as […]