Who is eligible for education loans ?
Eligibility is based on community, income, and academic merit : NBCFDC: OBC students with family income below ₹3.00 lakh. NMDFC: […]
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Are education loans available for studies abroad ?
Yes. Education loans are available for foreign studies with higher limits: NBCFDC: Up to ₹25.00 lakh NMDFC (Credit Line 2): […]
When does education loan repayment start ?
Repayment starts after the moratorium period, which is : Six months after course completion or employment, whichever is earlier. For […]
How can I apply for a loan ?
Applicants must collect the prescribed application form from the nearest KSBCDC office and submit it with required documents such as […]
What security is required for loans ?
Accepted securities include : Employee Surety: Permanent employees of Government, PSUs, aided institutions, etc. (Maximum loan: ₹10.00 lakh) Land Security: […]
Is there a processing fee ?
Yes. Processing fee is charged before execution of the loan agreement : Self-Employment Loans : Up to ₹10 lakh: 0.75% […]
Does KSBCDC check CIBIL score?
Yes. CIBIL score is checked for all loan applications above ₹5.00 lakh. Credit details of all borrowers, irrespective of loan […]
Kerala will become a state without extreme poverty before 01-11-25
Kerala will become a state without extreme poverty before November 1, 2025
Foundation stone laid for the headquarters building
Foundation stone laid for the headquarters building of the KSBCDC