| Marriage Assistance Scheme |
- Maximum loan amount – Rs. 2 Lakhs
- Interest rate – 6%
- Repayment period – 60 months
- Age limit – 18 – 60
- Annual income – Up to Rs 3,00,000
|
| Suvarnashree (Multi-purpose loan) |
- Maximum loan amount – Rs. 3 Lakhs
- Interest rate – 8.5%
- Repayment period – 72 months
- Age limit – 18 – 55
- Annual income – Up to Rs. 3,00,000
|
| Working Capital Loan |
- Maximum loan amount – Rs. 3 Lakhs
- Interest rate – 8%
- Repayment period – 72 months
- Age limit – 18 – 55
- Annual income – Up to Rs. 3,00,000
|
| Business Development Loan |
- Maximum loan amount – Rs. 5 Lakhs
- Interest rate – up to 2 lakhs 8.5%; 2 lakhs to 5 lakhs 9%
- Repayment period – up to 2 lakhs 36 months; 2 lakhs to 5 lakhs – 60 months
- Age limit – 18 – 60
- Annual income – Up to Rs. 8,00,000
|
| Business Development Loan (Credit Line -2) |
- Maximum loan amount – Rs. 30 Lakhs
- Interest rate – up to 15 lakhs 9.5%; above 15 lakhs 10%
- Repayment period – up to 5 lakhs 36 months; above 5 lakhs – 60 months
- Age limit – 18 – 60
- Annual income – Above Rs. 8,00,000
|
| Vidhyashree Loan |
- Maximum loan amount – Rs. 3 Lakhs
- Interest rate – 6%
- Repayment period – 60 months
- Age limit – 16 – 32
- Annual income – Up to Rs. 3,00,000
|
| Vehicle Loans |
- Maximum loan amount – Rs. 8 Lakhs
- Interest rate – 8%
- Repayment period – up to 3 lakhs: 60 months; Above 3 lakhs: 72 months
- Age limit – 18 – 60
- Annual income – Rs.3,00,000 to Rs.8,00,000
|
| Vehicle Loans (Credit Line -2) (For Govt Employees) |
- Maximum loan amount – Rs. 15 Lakhs
- Interest rate – 9%
- Repayment period – up to 3 lakhs: 60 months; Above 3 lakhs: 72 months
- Age limit – 18 – 60
- Annual income – Above Rs. 8,00,000
|
| Swastha Griha (House Maintenance) Loan |
- Maximum loan amount – Rs. 5 Lakhs
- Interest rate – 9%
- Repayment period – 72 months
- Age limit – 18 – 60
- Annual income – Below Rs. 15,00,000
|
| Personal Loan |
- Maximum loan amount – Rs. 5 Lakhs
- Interest rate – 9.5%
- Repayment period – up to 3 lakhs: 60 months; above 3 lakhs: 72 months
- Age limit – 18 – 60
- Annual income – Rs. 3,00,000 to Rs.8,00,000
|
| Personal Loan (Credit Line – 2) (For Govt Employees) |
- Maximum loan amount – Rs. 10 Lakhs
- Interest rate – 11%
- Repayment period – up to 3 lakhs: 60 months; above 3 lakhs: 72 months
- Age limit – 18 – 60
- Annual income – Above Rs. 8,00,000
|
| Ente Veedu – Housing Scheme |
- Maximum loan amount – Rs. 5 Lakhs
- Interest rate – 6.5%
- Repayment period – 120 months
- Age limit – 18 – 55
- Annual income – Below Rs. 1,20,000
|
| Ente Veedu – Housing Scheme (Credit Line – 2) |
- Maximum loan amount – Rs. 10 Lakhs
- Interest rate – 7%
- Repayment period – 180 months
- Age limit – 18 – 55
- Annual income – Below Rs. 3,00,000
|
| Punarjani Self Employment Scheme (For Widows) |
- Maximum loan amount – Rs. 5 Lakhs
- Interest rate – 7%
- Repayment period – Up to 2 lakhs: 60 months; Above 2 lakhs: 72 months
- Age limit – 18 – 60
- Annual income – Up to Rs. 2,50,000
- Subsidy: 20% of the loan amount subject to a maximum of Rs. 1,00,000/-
|
| Green Wheel Self Employment Scheme (For Electric/CNG Vehicles) |
- Maximum loan amount – Rs. 8 Lakhs
- Interest rate – 7%
- Repayment period – Up to 2 lakhs: 60 months; 2 lakhs to 5 lakhs: 72 months; Above 5 lakhs: 84 months
- Age limit – 18 – 60
- Annual income – Up to Rs. 2,50,000
- Subsidy: 20% of the loan amount subject to a maximum of Rs. 1,00,000/-
|
| Foreign Education Loan Scheme |
- Maximum loan amount – Rs. 50 Lakhs
- Interest rate – 9% for girls, 9.5% for boys
- Repayment period – Up to 25 lakhs: 60 months; Above 25 lakhs: 120 months
- Age limit – 16 – 32
- Annual income – Above Rs. 12,00,000
|
