| Self-Employment Scheme |
- Maximum loan amount – Rs. 15 Lakhs
- Interest rate – up to 1.25 lakhs: 6%; Above 1.25 lakhs: 8%
- Repayment period:
- Up to 1.25 lakhs – 48 months
- 1.25 lakhs to 2 lakhs – 60 months
- 2 lakhs to 5 lakhs – 72 months
- Above 5 lakhs – 84 months
- Age limit – 18 – 55
- Annual income – Up to Rs. 3,00,000
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| Education Loan |
- Maximum loan amount – Rs. 15 Lakhs
- Interest rate – 8%
- Repayment period – 60 months
- Age limit – 16-32
- Annual income – Up to Rs. 3,00,000
|
| Microfinance Scheme (Through CDS/NGO) |
- Maximum loan amount to CDS/NGO – Rs. 3 Crores
- Rate of Interest to CDS/NGO – 5%
- Rate of Interest to beneficiaries of SHGs – 6%
- Repayment period – 36 months
- Annual income – Up to Rs. 3,00,000
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