| Self Employment Loan – 1 |
- Maximum loan amount – Rs. 20 lakhs
- Interest rate – 6%
- Repayment period – 60 months
- Age limit – 18 – 55
- Annual income – Up to Rs.3,00,000
|
| Self Employment Loan – 2 |
- Maximum loan amount – Rs. 30 lakhs
- Interest rate – Male: 8%, Female: 6%
- Repayment period – 60 months
- Age limit – 18 – 55
- Annual income – Rs.3,00,000 to Rs.8,00,000
|
| Education Loan – 1 |
- Maximum loan amount:
- To Study In India – Rs. 15 lakhs @ Rs.3,00,000 per annum
- To Study Abroad – Rs. 20 lakhs @ Rs.4,00,000 per annum
- Interest rate – 3%
- Repayment period – 60 months
- Age limit – 16 – 32
- Annual income – Up to Rs.3,00,000
|
| Education Loan – 2 |
- Maximum loan amount:
- To Study In India – Rs. 20 lakhs @ Rs.4,00,000 per annum
- To Study Abroad – Rs. 30 lakhs @ Rs.6,00,000 per annum
- Interest rate – Male: 8%, Female: 5%
- Repayment period – 60 months
- Age limit – 16 – 32
- Annual income – Rs.3,00,000 to Rs.8,00,000
|
| Micro-Credit Schemes (Through CDS / NGO) |
- Maximum amount:
- CDS: Rs. 3 Crores
- NGO: Rs. 50 lakhs
- Rate of Interest to CDS / NGOs : 5%
- Rate of Interest to the Beneficiary of SHG : 6%
- Repayment period – 36 months
- Annual income – Up to Rs.3,00,000
|
