Eligibility depends on the funding agency:

  1. NBCFDC: Backward Classes with annual family income below ₹3.00 lakh.
  2. NMDFC: Notified Minority communities
    • Credit Line 1: Income up to ₹3.00 lakh
    • Credit Line 2: Income up to ₹8.00 lakh
  1. KSBCDC Own Schemes: Other Backward Classes and Minorities as per scheme guidelines.