NMDFC Schemes

1	Self Employment Loan - 1	Maximum loan amount - Rs. 20 lakhs Interest rate- 6% Repayment period - 60 months Age limit - 18 – 55 Annual income - Below Rs. 98,000 in rural areas and Rs. 1,20,000 in urban areas
2	Self Employment Loan - 2	Maximum loan amount - Rs. 30 lakhs Interest rate Male - 8% Female - 6% Repayment period - 60 months Age limit - 18 – 55 Annual income - Below Rs. 8,00,000
3	Education Loan - 1	Maximum loan amount To Study In India - Rs. 15 lakhs @ Rs.3,00,000 per annum. To Study Abroad - Rs. 20 lakhs @ Rs.4,00,000 per annum. Interest rate - 3% Repayment period - 60 months Age limit - 16 – 32 Annual income - Below Rs. 98,000 in rural areas and Rs. 1,20,000 in urban areas
4	Education Loan - 2	Maximum loan amount To Study In India - Rs. 20 lakhs @ Rs.4,00,000 per annum. To Study Abroad - Rs. 30 lakhs @ Rs.6,00,000 per annum. Interest rate Male - 8% Female - 5% Repayment period - 60 months Age limit - 16 – 32 Annual income - Below Rs. 8,00,000
5	Micro-Credit Schemes (Through CDS / NGO)	The Maximum Amount (CDS / NGO) : Rs. 50,00,000/- Rate of Interest to CDS / NGOs : 3% Rate of Interest to the Beneficiary of SHG : 5% Repayment period - 36 months