NMDFC Schemes

1	Self Employment Loan - 1	Maximum loan amount - Rs. 20 lakhs Interest rate - 6% Repayment period - 60 months Age limit - 18 – 55 Annual income – Up to Rs.3,00,000
2	Self Employment Loan - 2	Maximum loan amount - Rs. 30 lakhs Interest rate - Male: 8%, Female: 6% Repayment period - 60 months Age limit - 18 – 55 Annual income – Rs.3,00,000 to Rs.8,00,000
3	Education Loan - 1	Maximum loan amount: To Study In India - Rs. 15 lakhs @ Rs.3,00,000 per annum To Study Abroad - Rs. 20 lakhs @ Rs.4,00,000 per annum Interest rate - 3% Repayment period - 60 months Age limit - 16 – 32 Annual income - Up to Rs.3,00,000
4	Education Loan - 2	Maximum loan amount: To Study In India - Rs. 20 lakhs @ Rs.4,00,000 per annum To Study Abroad - Rs. 30 lakhs @ Rs.6,00,000 per annum Interest rate - Male: 8%, Female: 5% Repayment period - 60 months Age limit - 16 – 32 Annual income - Rs.3,00,000 to Rs.8,00,000
5	Micro-Credit Schemes (Through CDS / NGO)	Maximum amount: CDS: Rs. 3 Crores NGO: Rs. 50 lakhs Rate of Interest to CDS / NGOs : 5% Rate of Interest to the Beneficiary of SHG : 6% Repayment period - 36 months Annual income - Up to Rs.3,00,000