| 1 |
Self Employment Loan - 1 |
- Maximum loan amount - Rs. 20 lakhs
- Interest rate - 6%
- Repayment period - 60 months
- Age limit - 18 – 55
- Annual income – Up to Rs.3,00,000
|
| 2 |
Self Employment Loan - 2 |
- Maximum loan amount - Rs. 30 lakhs
- Interest rate - Male: 8%, Female: 6%
- Repayment period - 60 months
- Age limit - 18 – 55
- Annual income – Rs.3,00,000 to Rs.8,00,000
|
| 3 |
Education Loan - 1 |
- Maximum loan amount:
- To Study In India - Rs. 15 lakhs @ Rs.3,00,000 per annum
- To Study Abroad - Rs. 20 lakhs @ Rs.4,00,000 per annum
- Interest rate - 3%
- Repayment period - 60 months
- Age limit - 16 – 32
- Annual income - Up to Rs.3,00,000
|
| 4 |
Education Loan - 2 |
- Maximum loan amount:
- To Study In India - Rs. 20 lakhs @ Rs.4,00,000 per annum
- To Study Abroad - Rs. 30 lakhs @ Rs.6,00,000 per annum
- Interest rate - Male: 8%, Female: 5%
- Repayment period - 60 months
- Age limit - 16 – 32
- Annual income - Rs.3,00,000 to Rs.8,00,000
|
| 5 |
Micro-Credit Schemes (Through CDS / NGO) |
- Maximum amount:
- CDS: Rs. 3 Crores
- NGO: Rs. 50 lakhs
- Rate of Interest to CDS / NGOs : 5%
- Rate of Interest to the Beneficiary of SHG : 6%
- Repayment period - 36 months
- Annual income - Up to Rs.3,00,000
|
