KSBCDC Schemes


Apart from the schemes of the National Corporations, KSBCDC is implementing other welfare schemes also for Minority and Other Backward Communities utilizing its own fund.

1 Marriage Assistance Scheme
  • Maximum loan amount - Rs. 2 Lakhs
  • Interest rate - 6%
  • Repayment period - 60 months
  • Age limit - 18 – 60
  • Annual income - Below Rs 3,00,000
2 Suvarnashree (Multi-purpose loan)
  • Maximum loan amount - Rs. 3 Lakhs
  • Interest rate - 8%
  • Repayment period - 72 months
  • Age limit - 18 – 55
  • Annual income - Below Rs. 3,00,000
3 Working Capital Loan
  • Maximum loan amount - Rs. 3 Lakhs
  • Interest rate - 7%
  • Repayment period - 72 months
  • Age limit - 18 – 55
  • Annual income - Below Rs. 3,00,000
4 Business Development Loan
  • Maximum loan amount - Rs. 5 Lakhs
  • Interest rate - 8%
  • Repayment period - 72 months
  • Age limit - 18 – 60
  • Annual income - Below Rs. 8,00,000
5 Vidhyashree Loan
  • Maximum loan amount - Rs. 3 Lakhs
  • Interest rate - 6%
  • Repayment period - 60 months
  • Age limit - 18 – 32
  • Annual income - Below Rs. 3,00,000
6 Vehicle Loans
  • Maximum loan amount - Rs. 8 Lakhs
  • Interest rate - 8%
  • Repayment period - 84 months
  • Age limit - 18 – 60
  • Annual income - Below Rs. 15,00,000
7 Swastha Griha (House Maintenance) Loan
  • Maximum loan amount - Rs. 5 Lakhs
  • Interest rate - 9%
  • Repayment period - 72 months
  • Age limit - 18 – 60
  • Annual income - Below Rs. 15,00,000
8 Personal Loan
  • Maximum loan amount - Rs. 5 Lakhs
  • Interest rate - 9.5%
  • Repayment period - 72 months
  • Age limit - 18 – 60
  • Annual income - Below Rs. 15,00,000
9 Ente Veedu - Housing Scheme
  • Maximum loan amount - Rs. 5 Lakhs
  • Interest rate - 6.5%
  • Repayment period - 180 months
  • Age limit - 18 – 55
  • Annual income - Below Rs. 1,20,000
10 Ente Veedu - Housing Scheme (Credit Line - 2)
  • Maximum loan amount - Rs. 10 Lakhs
  • Interest rate - 7%
  • Repayment period - 180 months
  • Age limit - 18 – 55
  • Annual income - Below Rs. 3,00,000
11 Ashwasa Kiranam
  • Maximum loan amount - Rs. 3 Lakhs
  • Interest rate - 8%
  • Repayment period - 60 months

 

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